Payment Terms and Conditions

Como dizer “pagamento à vista”, “parcelado”, dentre outros termos relacionados:

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20 respostas para “Payment Terms and Conditions”

  1. When I am purchasing anything, most of it over the internet, I always ask for the lump sum, then I ask for a discount to pay in cash whether it doesn’t work I pay it by credit card in some installments and so I anticipate all the installments from the credit card and get my discount anyway.

  2. Hello,
    This watch is too expensive.
    How much it cost if I pay in cash, please?
    Can you tell me what’s the interest rate that including in this price?
    I’d like this watch but can you give a discount?

    1. Excellent, Wagner!! I loved that you’ve simulated a conversation!! GREAT JOB!!

      Just a few points:
      – How much does it cost…
      – the interest rate that’s included in this price?
      – I’d like to buy this watch…

  3. Last year I met some countries in Europe. I found it strange that the stores did not sell in installments, only credit card with bullet payment or in cash. It’s a good way to control your finance, because you just make the buy when you have the lump sum and don’t get debt.

    1. That’s right, Caio!! In most countries, it is not usual to buy everything in installments. Usually it’s only for more expensive things, like a car, a house, perhaps large/expensive home appliances such as a tv or a fridge.

      Paying for everything in installments is a Brazilian habit, hehehe.

      Just one thing:
      – Last year I visited some countries… OR I went to some countries (we don’t say “meet” a country)
      – it is better to say “you just make the purchase”

  4. Hi, dear Ho!
    I have a doubt…
    Example … “If I don’t pay the bill, will I have the fine?”. Is the term correct?
    The word “fine” confuses me with the simple question “Are you fine? Yes, I’m fine.”
    I liked your explanation on the video.
    Detail… I have hearing impairment. 🙂

    1. Dear Fabio!!
      Yes, remember that many words in English have more than 1 meaning, and FINE is one of them:

      1. Fine = bem
      Just like the example you gave: Are you fine? Yes, I’m fine.

      2. Fine = multa (noun)
      If we miss the deadline, there will be a fine of R$ 500.

      3. Fine = multar (verb)
      They were fined due to a mistake in the invoice.

      4. Fine = fino (something that has a good quality) or fino (oposto de grosso)
      She has a collection of fine wine.
      There’s a fine layer of dust on the sofa.

      Got it? 🙂

      Wow, I didn’t know you have hearing impairment. Can you access all the content of the platform? Does everything work well for you? Let me know if there is anything we can do to further improve your experience!!

  5. Hi, dear Ho!
    Unfortunetaly, I lost the subscription, without knowing it, before watching your video as soon as I received the email. 🙁
    Good week for you.

    1. Hello Fabio,

      Oh, I understand. Don’t worry, new subscriptions will be available soon!

      In the meantime, I would like to invite you to join our next event: Maratona Business English – from 18 to 21 August: 4 classes with a lot of content and tips to improve your Business English!
      Here is the link to sign up:

      Have a great week!

  6. Summary of Payments Terms and Conditions:
    Pagar à Vista > Pay in cash
    Entrada > down payment / advance payment
    Pagamento na entrega > cash on delivery ou payable on receipt
    Parcelas > Installments ie: Can I pay by installments or Can I pay in installments?
    Formas de Pagametos >> wire transfer > transferência bancária — letter of credit (LC) > carta de crédito > standby letter of credit (SBLC) — desconto > discount, –taxa de juros > interest rate, — NF > Invoice, –conta > bill or check, –impostos > taxes, taxas > fees, –data de vencimento > due date, –pagar a conta > pay the bill or settle the bill, –conta vencida > past due bill, outstanding bill, outstanding invoice, –pagamento atrasado > late payment, –bullet payment > pagamento único, –Lump sum > valor total, — one off payment > 1 único pagamento igual bullet payment, –recurring charges or recurring fee > cobrancas / taxa recorrente

    Vocabulary :
    Default > Inadimplência > We have a default rate of 4%

    I have requested the Lump sum of the business fluency platform and I did one bullet payment.

  7. Ho, me again, I’ve seen in many agreement the word penalty instead of fine. I think you should also include this definition for multa. What do you think?

  8. When we decide to hire credit cards services we barely consider the lump sum of the final invoice, we tend to be concerned with only the purchases, but it’s much more than that.

    Brazilian people are very used to living with recurring charges since they can pay almost everything in installments .

    It’s very important to be attentive to your bills due date in order to avoid cuts or interest rates charge. Past due bills can bring us headache.

    What’s the interest rate of Itau Credicard?

    It’s not worthy not to settle your credit card bill on the right date. The interest rates are huge.

    Once your credit card invoices you, you’d better settle the bill at once .

    just practicing hehe :)))

    1. That’s excellent, Clarissa! It is really important to practice.

      In the first sentence, there’s just a slight change in the order of the words: …concerned only with the purchases…

      Nice sentences!

  9. Hi Clarissa,

    Usually you use settle with bills.

    – Settle the credit card bill – OK
    – Settle the rent – NOT OK (it sounds weird). You usually say simply to “pay the rent”.

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